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VA decreased SGLI rates effective July 1

Good news for service members’ wallets! Effective July 1, the SGLI premium rate decreased. If you have coverage now, nothing changed except the price is lower. Premiums dropped $4 per month for those with maximum coverage. SGLI is available in $50,000 increments, up to a maximum of $400,000.

Learn how to get SGLI at Department of Veteran Affairs Life Insurance, even if you’ve previously declined coverage. You did not need take any action to receive the decreased rate; the reduction is automatic and will reflect in your LES accordingly.

Have you already elected and certified your SGLI in the service members Group Life Insurance Online Enrollment System? It’s important to ensure your beneficiary information is updated. Why? Should something unfortunately happen, it will be much easier for your family members to file a claim and receive the benefit more quickly. Service members should review their beneficiary information annually to review information for accuracy.

It’s easy to lose track of time and not remember if you changed your address last time you moved. A regular beneficiary review each year will make sure you capture updated such as a recent changes of address. Certain life events such as marriage or the birth of a child, divorce, or deployments should also trigger a review of your beneficiary information.


To access SOES, sign into MilConnect login using your CAC. Go to the Benefits tab, Life Insurance SOES - SGLI Online Enrollment System.